[Lexinom]

What useful work output do these mortgage companies render? Individual credit rating was never the intention of FICO when it was being drafted in the late sixties, which drops a person's credit score for (gasp!) paying off accounts (i.e. doing what is honest).

There is an entire industry devoted to doing, in essence, nothing while those of us who want to innovate and improve peoples' lives, produce something tangible and useful, and live honestly, who play by the rules and assume (often wrongly) that success and advancement are based on merit, that compensation should bear at least a loose correlation to productivity - we're left out. We're not part of the "in crowd."

I view the entire field of finance with much contempt. I respect those who actually produce something useful - ideas, but esp. engineering and the hard sciences. Guess I'm weird.

[garandgal]

There is an entire industry devoted to doing, in essence, nothing while those of us who want to innovate and improve peoples' lives, produce something tangible and useful, and live honestly, who play by the rules and assume (often wrongly) that success and advancement are based on merit, that compensation should bear at least a loose correlation to productivity - we're left out. We're not part of the "in crowd."

Thank you! I've been saying this for years...the useful people in this Country are being sucked dry by parasites on all sides...welfare, Goverment workers, finance, health insurers...all vastly overpaid parasites.