I would agree, on one condition (along the lines of "Above My PayGrade's post)...that NONE of MY $$$$ goes to pay for your Freedom of a stupid choice.
So...let me clarify: If a rider wants to ride without a helmet...that's fine. However...they better be able to pay for every bit of medical care ON THEIR OWN if they get head trauma. I should not have to pay be anyone's poor choice.
And even if the person has insurence...I would still pay for it. A $50K medical bill that would have been $5K with a helmet is going to get passed on in the form of higher premiums.
Therein lies the trap of socialized medicine. Under that logic I am accountable to you for everything I do.
But if you buy into that process I suggest you lobby fiercely for laws against unsafe sex since that costs “US” about 1000X more than unhelmeted bike injuries.
The correct answer is more freedom and less regulation. :)