When did I ever say I didn’t conduct myself safely and responsibly?
That’s why they’re called “accidents”; you can’t * ever* plan for -everything- somebody stupid is going to do.
You never said you did conduct yourself in a safe and responsible manner, so I can’t assume you do.
But I can assume that, if you’re crying for liberty from societal obligations on something like wearing a motorcycle helmet, that there will be times when you want to ride a motor bike, without wearing a helmet, which means that you are choosing times to be stupid and you are also choosing time when you want society to pick up after you, if it doesn’t work out. You want to be free, but provided for, which is contrary to being a real Libertarian.
You can’t plan for everything, but you certainly can plan for consequences that are certainly foreseeable, like wearing a motorcycle helmet when you ride a motorbike, just in case some guy juts out of an alley and you can’t prevent a collision.
Yea, you can plan for that possibility.
For the record, I really hate it when people race to the intersection and stop at the last half-second.