“Bad laws are the worst sort of tyranny.” Edmund Burke
Enabling immature, lazy and greedy people does not work. It is basically how we got into THIS jackpot!
What ever happened to waiting until you can afford something before you buy it? What ever happened to living withing you means?
Because now the banks are being OVERLY restrictive on lending, and the result is prices for rentals is skyrocketing. My counter question is: why are you in favor of the government setting the down payment requirement - should that not be a free market outcome?