Just like being able to make house payments without suffering, there are lots of people who really should not be trying to be homeowners.
Very doubtful the folks in the report have paid off their home mortgage. We did several years ago and it would be doubly stupid to not keep up the insurance.
Expecting the government (fellow citizens) to pick up the cost because they wanted to buy a big screen and run down to Disney twice a year, is SOCIALIST and is not what either made Ameria great nor is the type that is going to save America.
FEMA may be necessary in actual national disasters to re-establish essential services, but if someone fails to have home insurance or insists on living in a flood plain without flood insurance, they do so at their own peril.
http://news.yahoo.com/s/csm/20110607/ts_csm/388790
Those floods were horrible, and they were caused by manipulation of damns and levees along the rivers.
So FEMA denied their flood claims
Said NOT NATURAL FLOODS Same as in Joplin after tornadoes
Same as in Texas after the fires
Obama only cares about BLUE STATES.