Separating the Note Payable from the Mortgage is the equivalent of tearing a $100 bill in half, then each holder of one half tries to cash it in for $100 in twenties or silver. It won't fly. The big problem is that the banksters have been getting away with it on a grand scale for years until recently.
cynwoody seems to want a central clearing house for mortgage documents since local County Recorders Offices are obsolete in her mind.
There is/was a central clearing house called MERS.
Only local jurisdictions are the most well suited to handle their own affairs. If it involves hand-delivering paperwork/documents generated by the local agencies like Courts, Inspection, Engineering, Assessor and other divisions then it would be pointless to contact....say...Washington DC to have your property re-assessed.
All the necessary ingredients for filing documents already exist locally, I’m sorry if it interferes with Wall Street’s time frames and technicalities are just a nuisance.