Just curious....my mortgage was originally with Countrywide. How would I find out if the title is ‘clouded’?...I’m not looking to stop my payments or anything like that...just don’t want to get ripped off in the end.
If it's paid off; look for a filed/recorded mortgage release going back to the original lender your mortgage was with. Basically the release shows the original note (actually the mortgage or deed of trust that secured that note) has been released.
You can find that on your counties recorders website.
If you borrowed the money from Countrywide and paid it off, (even if the loan was sold to Fannie Mae or Freddie Mac which it probably was); look for a mortgage satisfaction or release of your original loan.