How do you know? You have no idea what people are up against. Credit cards aren't being used for fun anymore, they are being used for survival...as in paying bills and eating.
“they are being used for survival.”
That’s stuid!
Oh, he knows and I know. I had to work 80-100 hour weeks for 3 years and survive on red beans and rice to get from under that credit beast.
I was lucky to have the opportunity to work it off. I would have been screwed if I didn't have the opportunity to work.
I haven't carried a balance in 15 years, and never will again.
Exactly I had to do that while I was on disability. I never tended to max it out but I had to while I was waiting for my disability check, now I’m trying to pay it off.