Is your daughter paying for her own school? I ask, because it does matter, and not all students can afford 6 years of college for a Pharm D, which was a solid choice for her, by the way.
She does have some student loans and I wish that weren’t the case. But it does take a lot of $$$ to go to school for six years. She’s gone on a combination of college savings, grants, scholarships, work and loans. Her potential income should enable her to pay off the loans in a short time and she really has her head screwed on straight when it comes to money and debt.