I learned quick. Three years ago I walked away from a home.
I would still be making payments of almost $1600 on a run down fixer upper that I spent a lot of time and effort on. Got it fixed up real nice then the market dropped out.
I did what my name sake would have done. I dropped out and live off of the government now, until the government fails and we the living can live again.
Till then - nobody wins - everybody loses.
Unless you are willing to fight and die, the government is going to just spit in your face.
That pretty much sums it up.