[org.whodat]

If you do not make payment arrangements it is over with. I got involved in car finance for a few years, every time I got a bankruptcy notice I would hang it on the wall, twenty four hour after the hearing I would repo the car. I was always getting those calls I filed bankruptcy you cannot get my car. Always a good laugh.

[CharacterCounts]

I did a bankruptcy for a fellow. About 30 days after the discharge, he called me screaming "they repo'd my car." My first question was did you continue to make the payments as I instructed. His response was: no a friend told me that since I got the discharge I didn't have to make the payments and the car was mine for free.

Sound a little like what is going on in the mortgage business?