I think the gov’t should get out oF Healthcare....I’ll take care of myself AND my healthcare....the costs would be reasonable if they weren’t the elephant in the room!!!
What I’m saying has nothing to do with gov’t...in fact, I would say insurers would be able to do it, if gov’t wasn’t in the way. Some SMART companies already charge higher premiums for those whom smoke, so why not the other unhealthy aspects...!? After all, who is going to end-up paying in most cases...not the individual under the plan, but the person giving them the job. That’s the nature of our healthcare system NOW.
It would be nice if it was more about individual responsibility, but pools (which are collective) also have their advantages as well.