re: “Also there should be alternatives to union group premiums for professional insurance. A teacher told me years ago that the ONLY reason he belongs to the union is because of the insurance. If he carried solo, it would be more than his union dues and the insurance premiums through the union combined.”
Well, I don’t know what the union dues are in your friend’s state, but in my state, I can get professional liability insurance through Christian Educators of America, Inc. (CEAI) for a fraction of what union dues cost. He is correct about why many teachers join the union - it is simply because of the liability protection.
Also, you can tell your friend that CEAI is non-sectarian. You don’t have to belong to a church or even be a Christian to join. I also believe that there are other sources of professional liability insurance out there as well for fairly lost cost. Some of the teachers in my state said they added their insurance through their homeowners policy.
How much money did the Unions lose in this race that Obama won’t get. I love it.
And AAE dues are $15 a month.
And AAE is the kind of professional organization the NEA could never even hope to be.
Well, that friend is now retired, as are most of my former teacher friends He was an extraordinary teacher, too. Somewhere back in the 90s he was National Teacher of the Year. Probably never had a claim made on his insurance.
I’ll keep the CEIA in mind for friends’ adult children who might still be teaching. Really despise unions. Thanks for the tip.