Chase approached us to re-fi about 6 months ago (we re-fied with them about 4 years ago), and we’ve been with them for 9 years now. They bought our original mortgage from Wachovia.
Then, about a month ago, I get a letter from Chase telling me that they have sold our mortgage to Fannie Mae! Checks still go to Chase.....
strange.........at least we know who holds the mortgage....for now......
Now, since Fannie Mae is bankrupt, maybe that means our mortgage will cease to exist? “Enquiring minds want to know....”
If your mortgage has been registered through MERS there is a good chance that there is some cloud behind it.