Probably not all that much. Big name banks like Morgan/Chase and Bank of America make their money from their corporate customers. They would just as soon see Ma & Pa Kettle and the rest of us poor folks take their piddly little accounts elsewhere. Credit Unions are a better bet for the peons, they are happy to do business with individuals and won't nickle and dime you to death with silly fees and charges.
Regards,
GtG
I switched to Credit Union and cannot get over the difference in just customer service! Fantastic! Have not seen that in years in Banking. Wonderful to have the attention and help they offer. Should have done this years ago!