I suggest everyone seriously consider using only cash to buy alcohol and tobacco.
Insurance companies can (& will at some point) track your VISA purchases at liquor stores. And when they do, they will use that to calculate premiums.
I got a statement from State Farm listing the things that they “may” use to figure my car and home insurance. Among other things, which include my credit rating (poor credit = higher rates), other policy holders that can be connected to me can be used to determine MY rates; IOW suppose my 22 yo kid was living at my address, had his own car and policy. They could use his car insurance record to determine my homeowners premiums. Or my own other policies. My homeowners insurance rates can be affected by claims on my auto policy.
I drifted off little topic wise, but it is wise to consider also that the government will (not if) eventually track your CC purchases for things it considers bad for you. Alcohol, tobacco, fast food, ammunition and firearms accessories. Donations to “subversive” candidates and organizations such as Republicans and Tea Party candidates.
Figure gold and silver, too.
Bet on it.
The govt already has real time access into your accounts (without a warrant) if they want it.
cash baabbeee