I can understand the recovering credit addicts, like Dave Ramsey, but for those of us who pay in full each month (I actually settle up each night before bed) and only buy things on the budget, rewards cards are the way to go.
Me too. We have received thousands of dollars of “free” stuff from rewards points from our credit card.
Tons of DVDs, a couple of vacuums (one of them a Dyson), a couple of flat panel monitors, Satellite radio, etc.
Of course, I realize that the freebies are paid for in higher consumer costs.
And like you we pay off our credit card each month. We account for the charges in our budget so we know before we receive the bill how much we owe.