My belief? African Americans may want to consider letting go of Valentine's Day, at least the over-commercialized part of it. For women, I suggest that you make a deal with your man: tell him that you don't want him to spend very much money on you -- but what he doesn't spend in money, he must overcompensate for with time and affection. Your man will appreciate you letting him off the hook and he will hopefully return the favor by giving you a level of loyalty he wouldn't be willing to give to anyone else. Being a true partner in love means helping your partner become stronger, not becoming yet another drain on their resources. By getting away from models of romantic interaction that become nothing more than economic exchanges, millions of members of the black community can find everlasting love. That's good advice for anybody regardless of skin color.
I have to wonder if this dim bulb author things tight finances happen only to black people. Like one dude said "I see a lot more black people driving white Cadillacs than I see white people driving black Cadillacs." Why is that?