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It seems they are looking at something like Medicare where if you fail to sign up on your 65th birthday you have to pay a much higher premium the longer you wait. I see some obvious problems with it (excluding the whole legality of Obamacare in general). The reason that this system works for Medicare, but the reason it won't work for Obamacare is that most senior citizens are financially conservative and concerned about health care. However, most of the 20 somethings that would be the target of this are neither of those two things, and many if not most will be more than willing to take a pass on healthcare and accept enormous premiums sometime in the future figuring its too far down the line to worry about and they expect to be rich by then anyway, (at least that would have been my logic when I was 25.