I don’t like people with pre-existing conditions being denied coverage. BUT and it’s a big BUT. I’m not willing to shread the Constitution to get it. (I don’t have this problem)
“I don’t like people with pre-existing conditions being denied coverage.’
I do, because I liken it to buying fire insurance once your house is on fire.
Insurance is voluntary, shared risk.
It is no longer a “risk” if you are already seriously ill.
I think once you become an adult you must take responsibility for your own health care.
I further think you should be responsible for the health care of your dependents, and if you refuse to provide it you should be treated as one who refuses to provide food and clothing and shelter.
I say refuse, not “be unable to,” if there are minors whose parents have done all they can I have no particular issue with the government stepping in. I prefer private charities but the fact is minors are not capable of providing for their own health insurance; and that should not be a death penalty offense. We can all share the risk on that without my objection.
I do not however want to pay for adults who chose to take their chances.
No, neither am I. It will set a terrible precedent if the government is allowed to order us to buy something.
Yet we have to remember that as a society, we have an ethic in place right now that we do not deny care to someone who is sick or injured if they can’t pay for it or are uninsured. That’s why we have emergency rooms and Medicaid, and hospitals that just eat the loss.
If we go back to “nothing,” then the insured will continue to pay an unfair burden of the overall cost of health care: They pay for their own insurance and then they pay taxes to cover those who have no money
Under single-payer, THEORETICALLY, everyone pays the same and gets the same care. Economies of scale, and the elimination of the insurance companies’ profits, SHOULD make it less expensive overall.
If I trusted the government, I would be in favor of this, but I don’t. So I guess I would prefer sticking with the present plan that penalizes the responsible, until we can come up with something better, or the world ends.