Are you invested in identity theft companies? It’s for gamblers only. That’s my opinion of internet banking and bill paying.
I don’t care how secure your PC system is. Professional hackers will defeat it if they choose to do so.
I’ve worked in a bank for 3 years.
In that time I have processed a LOT of fraudulent charge claims for clients.
20% are when check are stolen or counterfeit - nothing to do with internet banking
70% is debit card fraud. This CAN be online but isn’t due to banking online, rather, making purchases and entering your card number
Exactly ONE case involved someone’s online banking account being compromised and it turned out it was her boyfriend who had gotten her password.
It’s safer than writing a check, in other words.
I don’t care how secure your PC system is. Professional hackers will defeat it if they choose to do so.
I agree with you.
How can you know what programs are really running on your PC? Just look at all those processes in your task manager and tell me you know what all of them are doing and that for sure none of them are malicious. Facebook should better be known as infesto-rama for malware. And the same thing probably now goes for your smart phone.
I don’t do my banking on-line and if I want to buy something with my credit card I will boot an instance of Linux from a live CD image in a virtual PC.