[andyk]

The federal government does not require anyone to buy car insurance. The mandate comes from the states.

There are many good answers to the question posted on this thread, but yours is the key. It makes this question moot.

Interestingly, New Hampshire continues to not require liability insurance. Others allow you to opt out if you can prove financial responsibility. I think up until last year, Wisconsin also did not require auto liability insurance.

[cripplecreek]

Some cities have ordinances that require insurance and plates on cars that just sit.