Because driving endangers others, and automobile insurance covers what I might do to them. I’m not required to buy insurance to protect myself.
Health insurance, on the other hand, is for my protection.
The government has no right to tell me that I can’t take risks with my own safety, but it can require that I not risk the safety of others.
I agree, but then what are the drivers side airbag and seat belt for?
They protect us from ourselves with the seatbelt law. Lie that it turned out to be. When they were talking about passing, or as they were passing the seat belt law way back when they said it would only be enforced during routine traffic stops for other reasons. That police would/could not pull you over simply for seeing you not wearing one. Look where that got us. I received my first and only ticket last year, at a friggin “road block” type seat belt check while being a passenger in my mother’s car.