That size of glass is at least double paned and filled with an inert gas. And its not uncommon to install triple pane.
I have a double pane e-rated window thats supposed to be pretty efficient and yet I can still feel the cold through it so I would think for that size of a window they may be triple.
All my house has double paned windows, the very high quality ones are drawn down to a vacuum and they add a dry inert gas so as to prevent fogging, and yes they are expensive.
Was just wondering if there was something more efficient. No triple panes here.
Regardless she has a beautiful view in the summer....Maybe they have a way of insulating more in the winter.
Thanks for the information.