I can see one of us delaying SS for a year or two, if the cards are right, but frankly, we’ve worked long and hard already....just hope they don’t steal away the 62 yro thing....
That's about 5 years away for me (gulp). If the politicians make any age changes, they will not effect anybody over, say 45 yrs old. SS is still the "third rail" and they will step gingerly around the edges.
My feeling is that I will start collecting my SS ASAP and, since I probably won't need it, I'll sock it away and/or invest it wisely. If I play my cards right, that 5 years of socking away and investing should yield more than enough to make up for the monthly difference I would get by waiting. That's my theory, anyway.