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Teresa Ghilarducci
In her book When I’m Sixty-Four: The Plot against Pensions and the Plan to Save Them, Ghilarducci proposed mandatory participation in a government-run savings plan to which each citizen would contribute five percent of his salary.[3][4][7][8][9][10] The plan would be administered by the Social Security Administration, but would be separate from citizens’ social security accounts. In turn, a refundable tax credit of $600 would go to each participant, regardless of his contributions. The account would have a guaranteed interest rate equal to the government’s official inflation rate plus three percent.[1]
http://en.wikipedia.org/wiki/Teresa_Ghilarducci
Why Is Teresa Ghilarducci Considered “The Most Dangerous Woman in America”
http://www.annuitydigest.com/blog/tom/why-teresa-ghilarducci-considered-most-dangerous-woman-america