Means test including social security. There is no fund. There never was. You’ve known that all your life as has every other baby boomer voter. You didn’t do anything about it. Kept nominating McCains and Bushs and the like. Now, we the Ponzi scheme ends one way or another. You can pretend we can keep all these obligations. But you’ll lose anyway unless you are very old.
Actually, there "was" a fund. LBJ stole it and rolled it into the "Great Society".