“For example my college age kids are automatically covered on my policy until age 26. They can not afford policies of their own while full time students in college.”
Oh, please... Why should WE taxpayers pick up the bill for YOUR kids’ medical?
You already are! Every reputable insurance company has offered a family plan which covers full time students in family until age 26.
Obviously you are not familiar with this type of policy.
I have had this type of policy since 1987.
The only difference now is that we will not have to send transcripts every quarter to the insurance company proving full time student status. Less paper work for every one! That is very good. That is a huge convenience to us.