But companies shouldn't be forced to pay for insurance for 26 year old dependents.
If you have a pre-existing condition and then buy a plan that pays to treat that condition at a premium rate that does not cover the costs of doing so then what you have purchased is not insurance, it is welfare.
“I think the pre existing condition is an issue that should be fixed.”
But then why not just wait until you KNOW you need it? A solution to enable portability makes snese to me.
“But companies shouldn’t be forced to pay for insurance for 26 year old dependents.”
The buyer pays for the insurance. If you add (or fail to remove) a 22 year-old, then you’re getting more coverage and probably paying a higher premium. And it’s a pretty healthy cohort. So I’m not sure it’s a net loss to the inscos at all.
current law forbids insurance companies from denying coverage after one year of the condition treatment...see Health Insurance Portability and Accountability Act of 1996 (HIPAA)