Because its not a crime when you fail to pay your bills.
A mortgage is a written contract. If you fail to pay it, the contract says the bank has a right to foreclose on the property. But there is not a time limit for that foreclosure. The bank can wait for years if they want to. That’s their decision.
this is about falsifying documents to establish standing as a plaintiff.
Just because you say somebody owes you money, does not mean you are automatically the plaintiff.
These law firms and banks were producing proof “automagically” upon demand.