My 21-year-old daughter’s a college senior working 3 jobs. She lives at home, but can’t wait to get out into an apartment or have an adventure overseas. She pays (pretty close to) her share of insurance, etc. I’m confident she’ll fly when it’s time.
Our oldest just graduated and landed a good job in his field so we expect him to go within the year. They all three work, pay for their books and pay rent.
Life is hard, spoiling them at any age workds against them
Ours lived at home and commuted to college. By doing this he was able to save money so that when he did graduate he could move out.
He also kept an “insane” schedule while in graduate school...worked for the college as a TA 2 days a week to earn his tuition, worked the other 3 days at a job in his field, and went to school 3 hours a night, 3 nights a week. It was an awful schedule, but because of that he is able to live on his own now.