Read this:
http://www.freerepublic.com/focus/f-bloggers/2607008/posts
And then tell me if fraud is involved or not.
Excellent article and background. I didn't mean to imply there wasn't some degree of fraud, or more accurately chicanery involved in this whole stinking affair. It's truly PERVASIVE and truth be known, much of it actually begins at the street level. But more to your point with a simple analogy for my simple mind: I don't blame a fox for acting like a fox. He can usually be counted on to do what foxes do and will raid a henhouse at every opportunity. Where were those ostensibly guarding the henhouse at the numerous levels along the way? IMHO our watchdogs, or the ones that actually cared, were simply out of their league or thwarted by their superiors who were players in the larger game. I don't mean to diminish the participation of the fox in all this but there were countless opportunities to rein in the foolishness. Due diligence flew the coop{{snort}} at just about every level. Why?
In any case, if the intent was to defraud, WHO were the marks in all this "paperwork" chicanery? In the mean time, the environment in which these shenanigans were allowed to proliferate is what we should maybe be spending our time looking into. Did those guarding the henhouse decide there were enough chickens to go around thus enabling the fox to have his way? A tangled web to be sure and placing the blame would probably require fingering every player along the way-- some more than others.