Oh, I take the risks of lending money very seriously. Trust me, I can decipher a credit report in my sleep. I know where the individual works and what he earns and how many times he’s changed jobs.
Back when I first volunteered at the credit union I kinda believed all the BS about the poor put-upon borrowers and the how it “never was their fault.”
I got disabused of the fairy tale pretty quick. Most deadbeats are just that.
Deadbeats.
“Oh, I take the risks of lending money very seriously.”
But you aren’t willing to accept the risks of the business you’ve chosen.