[Terry Mross]

I think this may be 3.8% on the profit. May be wrong.

What’s interesting is a doctor told me yesterday that he had just heard about this. That tells me most people have never heard it. I heard about it long ago. Guess most people are listening.

[Marie]

I think this may be 3.8% on the profit. May be wrong.

Yeah, but what the hell is profit in their eyes?

Five years ago my husband and I bought property for $100,000. In two years we plan to sell. We will owe about $65,000.

So if we sell for $125,000 we're only making $25,000 actual profit. (It's more like we're breaking even after all the improvements.)

When we sell the house we'll pay off the mortgage and actually get $60,000 in our pockets. Will they try to count that $60,000 as *profit*?

If so, how does this give me the incentive to continue to make extra payments on my mortgage?