You ignore the main issue.
Fiat money.
Can’t plan a retirement with fiat money BECAUSE fiat money HAS TO BE CONSTANTLY INFLATED.
If you want to solve a problem, find the source. If you ignore the source, the problem WILL remain.
You are the one defending annuities as a sound retirement plan.
I am saying you ignore the danger of ONLY getting 3% on US dollars for a retirement plan.
Ignore away. But quit pretending that the Dept of Labor cares ONE STINKING BIT about the lives of Americans and their ability to provide for their futures.
We KNOW better.
Nope, I addressed the subject of this thread:
US Departments of Labor and Treasury Schedule Hearing on Confiscation of Private Retirement Accounts
This was your posting. I shouldn't have to remind you of it.
I've pointed you back to the original RFI from the Dept. of Labor. They are not proposing anything close. This article is just a marketing ploy to buy what the author is selling.
I guess I shouldn't be surprised when you insisted on going off on another tangential rant. I'm disappointed, but not surprised.