[RVN Airplane Driver]

I suggest you do that and you will find that what you posted is pure BS.... I have been originating RM's in Texas since 2004.....and none of what you said is true.

Firstly, the minimum age across America is 62, not just in Texas, Secondly all persons on the title need to be 62 and if a spouse is less than the minimum age then he/she has to come off the title and then in the event of the death of the RM recipient...she stand s in line with all the rest of the heirs...

[nomorelurker]

Did you even bother to read the Texas Constitution.

I deal with people like you who don’t know what they are talking about at least a once month. One very minor reason the mortgage market is choked up.

Dear Lord I pray I am not talking to a mortgage underwriter.

[nomorelurker]

Also there is no such thing as “coming off title”. The Texas Constitution says spouse must sign. Spouse does not have to be in title only a be spouse to sign. Land could have been in the family for generations but the new 18 year old spouse must sign. Prenupts, Partion Agreements, etc. do not matter spouse must sign.