[RVN Airplane Driver]

While most of the Reverse Mortgage programs require both spouses to be 65+ Texas law actually requires only one spouse be 62+ for the lien to be valid. So if you could find a dumb enough lender one spouse could be 90 the other 18. The 18 year old would not have to repay the mortgage ever unless they sold or moved out

Your entire post is false...nothing you stated is fact. Do your homework before you post false information.

[nomorelurker]

Suggest you read Art. 16, Sec. 50 of the Texas Constitution. Just Google it up. It contains most of the rules for Home Equity and Reverse Mortgages in Texas.