See my post just above yours. My husband and I are now in the category of "never being able to retire."
I will be working until the day I die. Heck, my great grandfather worked until his death at 96, tending the fields of his farm in Germany.
And with the creatures in the White House doing their best to tear everything down, we may radically change our lifestyle even more. November 2010 will be the telling point for many, I believe.