The govt. will surely steal some of it via taxes sooner or later unless you go underground.
Are you thinking of a tax deferred retirement option, somethink like a 401K? It's hard to keep the govt. away from it as things are now.
I wrote in my previous post:
the megabanks are not to be trusted with retirement money
I should have added, don't trust the govt. either, but that is pretty obvious.
If you have money, put it in rental properties with at least 30% down, preferably 50%.
Anyone who trusts this current government is a jackass. Obama intends to wring the middle class dry. You can’t have a dictatorial government if there is a strong middle class. He needs serfs.
Income property can be had at bargain prices in many states, and we will never see interest rates like this again.