[oldteen]

if I have to pay into the system I’m certanly going to take every nickle I can out

Small problem there...as an employee you don't pay into the system. UI is paid totally by the employer!

[JoSixChip]

"UI is paid totally by the employer!"

That's like saying I don't pay for my health insurance. It's all part of the compensation that is traded for my efforts on their behalf. If my employer did not have to pay UI, I would be paid more. See how that works, I can draw you a flow chart if needed.