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Are you against any form of insurance exchanges? I've owned my own, very small business, a community website (www.OurtownFLA.com)and buying health insurance individually for my family has been out of the question since I lost my job 7 yrs ago. I understand that my neighbor across the street pays a fraction of what they want to charge me because he is in a big pool called Home Depot employees. My daughter get the same deal, she works for the state. It seems we small business owners/Self employed folks get screwed big time and it discourages folks from starting their own businesses. I've talked to these insurance guys and they remind me of travel agents in the 80's. If more people did not have the fear of leaving their family unprotected, there would be a boom in people starting their own business. I want to be in a really big pool, millions and not with a bunch of old people, just random, a good cross section. By the way, I didn't notice it was you Jim till I started typing and I want you to know I think of you a zen master, you are my idol. Thank you for all you do for us here. Tony

I guess Nazi Pelozi was right: we could alllll be ar-teests if only we didn’t have to worry about that pesky health insurance.

Why can’t you small business people develope your own cooperatives to purchase insurance?
I understand your frustration: I think insurance could maybe should be offered at the same rate to all.
There is nothing more heathy about a pool of “Home Depot” employees that for you and the gas station owner down the street from you.

But why do I have to subsidize and run your insurance pool? Its done in a lot of places for “uninsured motorists” and it doesn’t save money. It has costs associated with it which are born by the insured drivers who must contribute to that pool. But I get something from that contribution: if i am hit by one of those people who refuses to provide for his insurance, I can get some relief from the pool.

Not so with public exchanges. I simply pay for yours and others upkeep. So I pay for my insurance and contribute to yours.

You don’t want to pay the cost of your insurance so you can pursue your dreams of your own business, to be frank about it. I don’t want to be forced to contribute to it.