[goat granny]

Health insurance use to be called hospitalization...you paid for your doctor and medications yourself. Now I have to pay for some womans BC pills and some guys viagra...Thats the problem. The insurance companies have to buy you everything. Some genetic medications are cheaper than OTC stuff..

Its government regulations that make the insurance company's pay for everything.

[RFEngineer]

“Its government regulations that make the insurance company’s pay for everything.”

I agree. You should only have to pay for yourself and the treatment you receive.

Until we get that, “healthcare” will be broken.

Still health insurance does not equal health care. This perception is a big part of the problem.

[Peet]

Its government regulations that make the insurance company's pay for everything.

That's the truth. I've known two couples, now, that have gone through more than a year (each!) of trying to get pregnant. Try after try at tens of thousands of dollars month after month of hormones, in vitro, donors, and on and on... Every penny of it paid by insurance in both cases; age-related reasons in both cases .

I'm sorry but being too old to conceive is NOT a condition insurance should be paying for IMO. But we ALL pay for it anyway. It ain't catastrophic, and you KNOW your damned clock is ticking -- pay for it yourself. (Not addressed to YOU, gg...)