From the article, the positives far outweigh the negatives.
It is too bad that social security is not reformed and every citizen is give their own TSP. Even if we just took half the SS contributions of younger people and put them in a TSP it would be progress. Every time it comes up the Rats demonize their own govt plan.
This is just another example of how the govt employees and nomenkultura have it better than we sheep paying the high taxes for them to live in luxury.