The same way anyone else does ... live on less than you make.
SnakeDoc
“Nobody — especially young people — wants to hear someone telling them “no.””
#####
But that is EXACTLY what they need to hear.
There are limits. Actually, a good thing.
Curiously, Ramit, that is your ultimate message too, however you might try to disguise it.
The single best tool that I found is the budget. In addition, the budget must spend every dollar on paper before the month starts! Then I will not deviate from those dollar assignments. This one act alone made me feel like I received a 30% raise.