How about they do as responsible people do who don't have insurance, make arrangements for payments, when my daughter needed surgery and I had no health insurance, I made payments for 6 years paying it off, guess what, I paid it off and not once did I consider shooting her where she hurt to get "free" health care. If that makes me out of touch and lacking in compassion so be it. I have helped friends and family out when they needed help with medical expenses.
What is this concept? Personal R.E.S.P.O.N.S.I.B.I.L.I.T.Y?????