Ebay only LETS sellers accept PayPal (which ebay owns) or "ProPay."
The last time I sold a piece of antique amateur radio equipment on ebay, I listed in the ad that I accepted PayPal or Postal Money Orders only. Ebay pulled my ad saying all transactions had to be through PayPal or "ProPay."
At that point I re-listed the equipment with "PayPal only" and it sold quickly.
Then, PayPal notified me that my transaction was "suspicious" and notified me it was holding MY MONEY until the buyer of the equipment "approved" the transaction and acknowledged they received what they paid for.
I got on the phone with PayPal and argued my way up their "management chain" and after several hours had MY MONEY released that night, which I promptly transferred to my bank account.
The buyer "approved" the transaction several days later telling PayPal the item was "better than described."
At the time ebay and PayPal pulled this crap on me, I had a 100% user rating and more than 100 successful transactions as a seller. After this experience, both eBay and PayPal can kiss my ass. I stopped doing business with them, period. I no longer have a credit card or bank account linked to them, and I've removed all my personal information from both ebay and paypal.
I’ve bought on ebay a ton, but finally needed to sell something. The jerk hasn’t given me feedback yet, so ebay’s holding over $125 for over a week now. Their policy is really vague. I saw once that they said 3 days after delivery they’d release. Now it says 10 days. Blah