[Lurking in Kansas]

...and they don't even mention the BEST way.

-File at age 62, bank/invest all your benefits until age 70.
-Withdraw your retirement claim and repay the benefits you drew between age 62 and 70.
-Then refile for benefits at age 70 & your benefit will be significantly higher. Basically you were receiving a zero-interest loan from SSA for 8 years which you have invested.

[oh8eleven]

Withdraw your retirement claim and repay the benefits you drew between age 62 and 70.
Yes - it's called the "one time do over" and the good news is you get to keep all the interest you may have made while accumulating those SS checks.
The bad news is one day you've got $150K (say) in the bank, next day you have $0.

[nkycincinnatikid]

Are you serious? You can actually do that? Why on earth would you be allowed to do that? You can do that? Really?

[bitt]

but if you file at 62, you are then limited in the amount you can make while you keep working?? or is this strategy just for those who aren’t working anymore??