I repeat that most of the borrowers are making their required student loan payments but, just like a minority of homeowners, there are some who have knowlingly borrowed way too much for an education that is of little real value. In that case, you work two fulltime jobs if necessary and live at the parents home, if possible, to pay down the debt so that it is manageable to the point you can leave one of the fulltime jobs. These excuses as to who is responsible does not pay the bills.
So, we agree to disagree. The University Industrial Complex is a big ripoff these days for many, that I agree.
If you add government policies of 'diarrhea-easy' money, the general Sodom-like social tolerance for sheperds willing to throwing the prey to the wolves and the horrendous basic skills math education in public schools -- we can agree.
And those ARE the things that must be fixed, go forward.
Yet, the big voting bloc of the young overburdened with student debt allows every Marxist and pansy-waisted politician to make a political promise to reduce or eliminate student debt and garner mega votes. For the young, it is a well known issue, an easy and sure vote getter.