[Lurker]

I have zero sympathy for the banks in this instance. They knew beforehand what the Records Retention requirements were. If they didn't exercise their Due Diligence then they lose.

We're current on our mortgage but if our current mortgage 'owner' were to try to foreclose on us this is the first trick I'd try.

"Produce a signed copy of the Promissory Note." My mortgage has been sold at least a half a dozen times. For a while I had two separate companies sending me monthly mortgage bills. It took months to get it straightened out.

[newnhdad]

same with me.I can’t shed a tear for the bank that were participating in the risky trading.

[RobRoy]

>>We’re current on our mortgage but if our current mortgage ‘owner’ were to try to foreclose on us this is the first trick I’d try.<<

Exactly! Step one of any foreclosure process is to prove you have the authority to foreclose.