Fixed it.
This +1000
“A huge wealth gap has opened up between black and white people in the US over the past quarter of a century a difference sufficient to put two children through university”
MIT offers every single course online for free at ocw.mit.edu - the material and plan is there if the student is motivated. Many other schools are doing the same to some degree.
If you’re motivated, education is free. Supervision and certification costs extra.
There is no excuse.